Buy Again After a Short Sale or Foreclosure

Buy again after a short sale or foreclosure depends on many factors. Factors may include:

  • Current FICO Score
  • How much money you have available for a down payment
  • How many years you are past your short sale or foreclosure
  • Your current employment situation

Every Situation is unique, for example:

  • If you have a 30% down payment you may be able to purchase the day after you close your short sale
  • If you have less than 5% for a down payment you may will more than likely qualify for an FHA loan after your foreclosure or short sale

What we do:

  • Create a custom “Prescription” for you and your unique situation
  • Put our team to work advising you on credit, debt & creating goals to get you back into home ownership.