85024 Current Market Snapshot

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>>>Get your Report Here<<<[/vc_message][/vc_column][/vc_row][vc_row][vc_column 0=””][vc_column_text][/vc_column_text][vc_message message_box_style=”solid-icon” message_box_color=”blue”]Want a premium report like this one customized to your address?

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10 Common clauses buyers use in their offers

[vc_row][vc_column width=”1/2″][vc_single_image image=”16806″ img_size=”large”][/vc_column][vc_column width=”1/2″][vc_column_text]There are many clauses in the contract that are put in place to protect both the buyer and seller. We know are way around real estate contract to keep you protected.

1. Loan Approval Contingency
2. Home Inspection Contingency
3. Lead Based Paint Contingency
4. Appraisal Contingency
5. HOA fee payment terms
6. Appraisal Contingency
7. Lien Contingency
8. Home Repair Requests
9. Insurability Contingency
10. Clear Title Contingency[/vc_column_text][/vc_column][/vc_row]

11 Laws, regulations & disclosures you should be aware of when selling your home

[vc_row 0=””][vc_column][vc_single_image image=”5228″ img_size=”large”][vc_column_text 0=””]When people think about selling their home, they often forget that there are many laws and regulations in place concerning the selling of Real Estate. Here are just a few examples of what we are well versed in to protect our clients.

1. Federal Fair Housing Laws – prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and disability.
2. Lead Based Paint Laws/Disclosures – Federal law requires that before being obligated under a contract to buy housing built prior to 1978, buyers must receive the following from the homeseller: An EPA-approved information pamphlet on identifying and controlling leadbased paint hazards titled Protect Your Family From Lead In Your Home (PDF)
3. Seller Disclosure Laws – Required Real Estate Disclosures When Selling Property. … In general, you have an obligation to disclose potential problems to a prospective buyer that could affect the value of the property you’re trying to sell. In addition, it is considered illegal in most states to deliberately conceal major defects on your property.
4. State & Local Housing Laws– Here is the link to the  State of Arizona Department of Real Estate. http://www.re.state.az.us/LawBook/LawBook.aspx
5. Real Estate Contract Law (Realtors are licensed to perform contract law for retained clients only)
6. Zoning & Local Ordinances – You must know any local laws and ordinances regarding different items, like pool enclosures etc..
7. Advertising Laws – which includes fair housing
8. Building Codes – Again, you must know your local codes and ordinances.
9. Government Rights/Real Property Law – Property law is the area of law that governs the various forms of ownership and tenancy in real property (land as distinct from personal or movable possessions) and in personal property, within the common law legal system.
10.  Environment Rules – Septic Systems, superfund sites,
11. Stigmatized Property Laws (death, drugs etc). In 1995 the Arizona Legislature passed A.R.S. § 32-2156, the stigmatized property law. This law addressed when a real estate broker or seller must disclose information to a buyer relating to facts that may psychologically impact the home, such as a suicide or murder.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]

Download our guide with 13 Checklists and Realtor Tips on Selling your Home


12 People your Realtor knows how consult with for a smooth home sale

[vc_row 0=””][vc_column width=”1/2″][vc_single_image image=”17167″ img_size=”full”][/vc_column][vc_column width=”1/2″][vc_column_text 0=””]There are lots of players in a real estate transaction. Your Realtor knows the right questions to ask when issues arise. Here is a list of 13 people your Realtor could be consulting with to make sure you transaction goes smoothly.

1. Real Estate Attorney (if applicable in your state, not a big one in Arizona)
2. Appraiser (to ensure the buyers loan will accept the appraisal)
3. Home Inspector (in order to negotiate repairs)
4. Loan Officer (to confirm buyer is qualified to purchase)
5. Mold Tester (if needed)
6. Lead Paint Tester (on homes built prior to 1978)
7. Radon Tester (if needed)
8. Well/Septic Specialist (if needed)
9. Termite/Pest Control (there are only 2 types of homes in AZ, those with termite and those without)
10. Title Company (to ensure clear title)
11. Insurance Company (to ensure home is insurable)
12. County/City Permit Department (to verify any additions were done to code)[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]

Get your free copy of our home sales guide.


Phoenix Short Sale Specialists

Phoenix Short Sale Specialists

What is a Short Sale? 

As Phoenix short sale specialists, we can tell you that a short sale is when you owe the bank more than what your home is worth and you sell it. You are essentially “shorting” the bank the difference. The bank has to approve these types of sales.

Why would a creditor allow a Phoenix short sale happen?

Well, there are a lot of reasons, but the simplest of reasons is that it is less expensive for a creditor to allow the short sale of a home rather than the foreclosure and resale process for those who have run into financial trouble. The loan servicer is most likely not collecting the mortgage owed each month on the property combined with the long foreclosure process, it costs the bank significantly more to foreclose rather than short sale a Phoenix home. Another fact is that most creditors are dealing with numerous amounts of defaulted loans to start with so, if all of them foreclose they will own real estate, and have to pay a realtor to list the property and obtain a buyer anyway.

So what happens to that money the bank gets shorted???

The banks write it off as bad debt. If you have mortgage insurance on your loan they may make a claim and to recoup the debt. They will also send you a 1099-C, you will need to talk to a tax advisor to see how this will affect you.

We at the Phoenix Metro Group are expert short sale agents in Phoenix and the metro that have successfully closed numerous short sales with several banks. Wells Fargo, Bank of America, Suntrust, M&I, HSBC and Chase are just some of the creditors we have worked with. Each creditor has it’s own process for short sales and all require a lot of tedious paperwork, but if you hire an expert short sale agent to handle the sale of your Phoenix Metro property, your chances of the short sale being approved rise significantly.

Please feel free to contact us directly at 602-730-5068 or email us at amy@phoenixmetrogroup.com.  I can answer any of your questions or help you with the sale of your home. I have extensive training and expertise with short sales, re-sales and new construction in the Phoenix area and I am here to help you.

Feds Raise Rates, What does that mean for mortgage financing?

The Fed raised interest rates a quarter of a point this afternoon. Here’s what it means for your money.

Mortgages: If you’re shopping for a new house, the mortgage could run you an additional $720 a year if all of the Fed’s three expected rate hikes go through, based on a $200,000 home currently financed at over 4 percent, according to Bankrate.com.

However, long-term mortgage rates are not tied directly to the federal interest rate.

***In fact, the last time interest rates went up, mortgage rates went down.

Get the full story herehttp://www.nbcnews.com/business/consumer/what-interest-rate-hike-means-you-n733796

Day Trips from Phoenix: Explore Prescott

Day Trip to Prescott – Everybody’s Home Town

How far from Phoenix? 1.5 hours

courthouse plaza
Courthouse Plaza

Things to do: 

  • Courthouse Plaza – The original town square. Check here for events in the square. 
  • Sharlot Hall Museum – Panorama of Southwestern history dating back to 1864. You’ll see the John C Fremont House, The William C Bashford House & the primary exhibit at Sharlot Hall. Located at 415 W Gurley St., Prescott AZ. 928-445-3122. Visit sharlot.org for hours and pricing.
  • Smoki Museum – Learn about Native American culture, this museum is designed like a Pueblo and opened to the public in 1935. You’ll see pottery, jewelry, baketry, learn about kachinas and other artifacts. Located at 147 N Arizona St., Prescott AZ. 928-445-1230. Visit smokimuseum.org for hours and pricing.
  • Phippen Museum of Western Art – George Phippen was one of the founders of Cowboy Artists of America – this museum is for art buffs. You’ll see Bronzes, paintings and Native American arts & crafts are on display. They hold an Art Sale at the Courthouse Plaza on Memorial Day. Closed on Mondays. 4701 AZ 89 North, Prescott AZ. 928-778-1385. Visit Phippenartmuseum.org for hours and pricing.
  • Whiskey Row – This is Prescott’s famous “wicked” street. Everyone needs to stroll up Whiskey Row, even if your not thirsty.  Visit WhiskeyRow.us to learn more.
  • Prescott Historical Tours – Walking tours of the 4 block historical district. Call ahead, wear comfy shoes. Contact Melissa at 928-445-4567

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Where to Shop: Downtown Prescott  features many boutiques and galleries. It’s also a great place to hunt for antiques and other treasures.



Granite Dells

Scenic Opportunities: 

  • Granite Dells – Just north of Prescott, the dells are an ancient rock formation sculpted for your viewing pleasure. The artist is Mother Nature with her centuries of wind, rain, snow and sun as her tools.
  • Granite Mountain & Granite Basin – 20 minutes each way from Prescott. Head to the Granite Basin Recreation Area. It’s a unique geological and historical wilderness. Hike & rock climb and be prepared for spectacular scenery.  Trails available. Dress appropriately for outdoor action.
  • Lynx Lake – A 15 minute drive from Prescott, this is an astonishing 55 acres of lake in our great desert state. Fishing is good year round, during the summer you can rent a boat.
  • Senator Highway Drive – This takes an hour round trip.  Drive east on Gurley street in Prescott over to South Mount Vernon/Senator Highway.
  • Skyline Drive (aka Thumb Butte Loop) – About a 45 minute trip. There’s a number of places to pull over and see the views including Skull Valley.  Head south of Montezuma Stree (AZ 89) to Copper Basin Rd, then turn right on Copper Basin Road, make a circle and return to Thumb Butte Rd.

3 Great Vacation Condo Communities in Phoenix

aderra condominiumAderra Condominiums

Aderra is luxury gated condo community located in the prestigious Paradise Valley area adjacent to the Stonecreek public golf course and the Paradise Valley Mall. From the low $180’s.

Find Homes for Sale in Aderra



Just steps to the best shopping and dining in the Valley! The Cloisters at the Biltmore

24th St & Camelback: Condos in Phoenix, Location, Location, Location! Just steps to the best shopping and dining in the Valley! From the low $200’s.

Find condos for sale in The Cloisters Biltmore




Anasazi village condoAnasazi Village Condos

Cactus & Tatum: Relaxing Resort-Style Condo Updated and Furnished Walk to Pool, Golf, Shopping. From the low $140’s.

Find homes for sale in Anasazi Village

Things to do *INSIDE* in Mesa AZ

amy gerrish headshot
By Amy Gerrish

So yes, we live in Arizona and in June/July/August it really sucks to go outside for longer that 36.2 seconds. I’ve created a list of some cool Mesa things to check out inside…you know, where there is air conditioning.

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This is a great place to bring kids! Be sure to wear or bring socks for the no shoes room or you will not be allowed in that area, unless you want to buy their socks. Rooms/areas were full of hands on activities for all ages. Ideas were very decorative and artistic. Would definitely return. Beautiful set up. $8pp

Visit the Idea Museum Website: http://www.ideamuseum.org/

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mesa artS Center


If you ever have a chance to catch a performance at the Ikeda Theater at this complex, absolutely do it! I saw the Postmodern Jukebox show here and it is a wonderful theater with comfortable seating. In my opinion it is just the perfect size venue, not too big, not too small. The Mesa Arts Center also has a variety of programs, art shows, community events and more. It simply is a fantastic place to visit.

Check out their shows and programs on their website: http://www.mesaartscenter.com/

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This place is more famous for its Christmas Light Festival, however you can visit the building’s Visitor Center. A great place to get some quiet time no matter what your religious preference is. Each December we take our guests to tour the temple grounds containing a colorful display of light. Beautiful reflecting pool is lit by lights. Be sure to go inside to see the room of Nativity sets from around the world.

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organ stop pizza


Yes, it’s a restaurant. Go there. Do it. Organ Stop Pizza is a fun and entertaining place for all ages. The musician is wonderful and talented. The children love watching all the surrounding features and being able to put in requests. If someone is celebrating a special occasion they will announce that too. The food is just ok and if you don’t like pizza their salads are good. Desserts also available. They open at 5pm weekdays and 4pm weekends.

Visit the Organ Stop Pizza website: http://www.organstoppizza.com/

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escape rooms mesa


Thanks to Escape Rooms Mesa, we enjoyed an hour locked in a room with one of our teenagers! A great experience and we will be back. We also had people from out of town and decide to escape the heat and stretch our brains and boy did we. Actually, our teen asked if we could go next weekend! Win, Win!

Visit Escape Rooms Mesa’s website: http://escaperoomsmesa.com/